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Free Calculators

Quick tools to check your numbers before you make decisions.

Business calculators

Business calculators

Break-even

Work out how many units you need to sell, or how much revenue you need, to cover your fixed and variable costs.

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Business calculators

Burn rate

Monitor your cash burn and see how many months your current cash reserves will last at your current spending rate.

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Business calculators

Business loan

Calculate the monthly repayment, total interest, and total repayment for a business loan.

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Business calculators

Business value

Get a rough valuation estimate of your business based on annual profit and a chosen earnings multiple.

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Business calculators

Current ratio

Check your short-term financial health: do you have enough current assets to cover current liabilities?

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Business calculators

Discount

See how a product discount affects your selling price and profit margin.

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Business calculators

Equipment loan vs lease

Compare the total lifetime cost of financing equipment with a loan versus leasing it.

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Business calculators

Gross profit break-even

Calculate the revenue needed to reach break-even based on your gross margin.

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Business calculators

Product pricing

Set a selling price from your unit cost and desired profit margin.

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Business calculators

Profit improvement

Model how small changes to price, cost and volume affect your bottom line.

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Business calculators

Start-up costs

Add up everything you need to launch: equipment, inventory, licensing, marketing and working capital.

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Business calculators

GST calculator

Quickly add or remove 10% GST from an Australian price.

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Personal calculators

Personal calculators

Credit card repayment

Find out how long it will take to pay off your credit card at a fixed monthly payment, and how much interest you will pay.

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Personal calculators

Retirement savings

Project how your retirement savings will grow with regular contributions and compound interest.

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Personal calculators

Retirement drawdown

See how many years your retirement savings will last at a given annual withdrawal rate.

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Personal calculators

Savings future value

Model how regular savings deposits grow over time with compound interest.

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